我們認為，與其貸得多，不如貸得剛剛好。按照自己的收入狀況，同時考慮未來幾年可能產生的支出，選擇價位適當的房屋，讓還款的金額保持在能力範圍內，才是比較理性的作法。 若您在向銀行申請的過程中出現拒貸，或本身就有信用、財務不良的狀況，難

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